Debt recovery is a critical issue for businesses and individuals alike, as it involves reclaiming the amount owed from a debtor. In the UK, the process of recovering debts is governed by a number of laws and regulations that ensure the actions taken are fair and legal.

The primary legislation governing the collection of debts in the UK includes the Consumer Credit Act 1974, which regulates consumer credit and consumer hire agreements, and the Late Payment of Commercial Debts (Interest) Act 1998, which allows for the recovery of debt in business-to-business transactions along with compensation and interest.


our services

Here are several ways we can aid in debt recovery:

1. Expert legal advice: We can provide expert legal advice on the best course of action to take based on the specific circumstances of the debt.

2. Letter before action: We can draft a ‘letter before action’ that serves as a formal request for payment and often prompts the debtor to pay without needing to go to court.

3. Negotiation: We can negotiate with debtors on behalf of our clients to arrange payment plans or settlements that are acceptable to both parties.

4. Court proceedings: If the debtor fails to respond or pay, we can assist in initiating court proceedings, guiding our clients through the process, and representing them in court if necessary.

5. Enforcement: Following a successful court judgment, we can advise on and assist with the enforcement of the judgment, ensuring that the debt is recovered as efficiently as possible.

6. Insolvency proceedings: If appropriate, we can help to instigate insolvency proceedings against a debtor company or bankruptcy proceedings against an individual to recover the debt.

We combine a deep understanding of the law with a pragmatic approach to ensure that our clients recover the maximum amount of debt in the most cost-effective and timely manner. Our expertise in both negotiation and litigation allows us to tailor our services to the needs of each unique case, ensuring that clients’ rights and interests are vigorously protected throughout the debt recovery process.


PHONE: 02081543131

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